Customers with the USAA Performance First Savings Account also have access to the savings tools listed above, which make saving easier. Investopedia`s mission is to offer consumers comprehensive and unbiased bank ratings. We`ve gathered more than 20 data points at more than 80 banks – including available products, interest rates, fees and accessibility – to ensure our content helps users make the right decision for their savings and banking requirements. Once you`ve signed up, you can open a basic checking or savings account with a $25 deposit. As already said, USAA`s five branches in the United States allow you to expect to do most of your banking and transactions through the online portal or through the mobile app.